Total and Permanent Disability - TPD


Have you thought about what would happen to you if you became totally and permanently disabled?

Would you be able to meet your financial commitments and maintain your quality of life?

Total and Permanent Disability (“TPD”) Insurance is normally an optional extra cover on a Life Insurance  policy and commonly covers against you being totally and permanently unable to work in your chosen occupation.

TPD can be linked to life cover or can be held as a policy in its own right.  TPD can be owned within your SMSF or can be owned by you personally.

It is useful to take advice on the best way to structure the ownership of your TPD insurance